Reducing Investment Costs with Artajasa's TPCM service

Digital transformation is no longer a new thing in the banking world. In 2020, the digital strategy is increasingly intensified by the banking industry at various levels. The Covid-19 pandemic that also hit Indonesia is not an obstacle for banks to implement digitalization. On the contrary, the pandemic has accelerated the implementation of digital banks.

The consumer business sector is a promising financial business sector that requires proper and reliable technology in its operation.

Credit cards are one of the consumer products that are in demand by the financial industry today which can be used as tools to gain new sources of revenue, acquire new customers, increase customer loyalty and improve performances in the Financial Industry today.

To be able to enter this business, the Issuer (Publisher) is faced with several obstacles such as; investment, technology, human resources and is limited by the economies of scale of the environment to achieve certain profits. then to fulfill this option of collaborating with payment service provider institutions such as Artajasa can be a way out in reducing the burden of investment.

Artajasa, as a provider of electronic payment solutions in Indonesia, has a solution to simplify and save costs from the investment value that is sometimes quite high for credit card services. Through Third Party Card Management (TPCM) service, banks and financial institutions can maximize the management of credit card services with a fast implementation process, as well as with a high level of security, and of course equipped with the latest features such as contactless, tokenization, and others according to customer needs.

The benefits that can be felt especially for Issuers if they follow TPCM services include, issuers can focus on marketing and core business activities, issuers also do not need to spend on hardware investment and DC / DRC infrastructure, even so customer data management will be fully managed by the issuer. TPCM services can also provide cost efficiency in managing Human Resources, implementation costs, server licenses, and principal system maintenances, and most importantly TPCM also provides additional new fee-based income for issuers.

To learn more about Artajasa's Third Party Card Management service, you can contact Artajasa's business representative via email to Bersama.id@artajasa.co.id.