What is Third Party Processor Debit?

Artajasa provides service solutions for banks in delivering innovative and secure debit card products. This service is based on the development of digital technology that has been implemented by Principal International, with an integrated payment infrastructure.

Artajasa as one of the pioneers of electronic transactions in Indonesia in collaboration with international principals provides Debit Card product services with an integrated payment infrastructure that adopts digital technology to provide better, more innovative, secure, and low-cost services.

Along with the increasing needs of a cashless society, the Bank is required to be responsive to prepare the ecosystem and develop its basic products to be in accordance with current digital technology. For debit card products with more security, there are options with Token Service, authentication and security with 3 D Secure & EMV and options for payment speed with the contactless method.

The technology has begun to be applied by international principals. However, to work directly with international principals requires high investment costs and economies of scale.

• The implementation process can be done relatively faster
• Investment cost efficiency and maintenance cost for server connection with international principals
• Provision of dedicated DC/DRC network to International Principals
• Banks do not require high economies of scale, card targets can be customized to the bank
• Cost efficiency and labor effectiveness as Artajasa provides full operation outsourcing

• Card Production & presso
• 3 D Secure and B-Secure for e-commerce transactions
• Loyalty Program: Reward Point
• SMS Notification